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	<title>John Black &#187; Personal finance</title>

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		<title>Creating a Budget</title>

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		<description><![CDATA[Like it or not, you deal with money every day. Some people deal with it better than others do. The difference is in their money-management skills. You’re not born with these skills; you learn them. And improvement comes with practice. Because you picked up this book, I know that you’re at least Somewhat motivated to [...]]]></description>
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		<title>Mortgages for people who have good credit</title>

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